Terms & Conditions

By accessing or using the website, mobile application or services of The Calcutta University Co-operative Credit Society Limited you agree to comply with the following Terms & Conditions.

1. Membership

Membership is subject to the Society's rules, bye-laws and applicable laws. The Society reserves the right to approve or reject membership applications as permitted by applicable rules.

2. Information Provided

Members must provide accurate, complete and updated information. Providing false, misleading or fraudulent information may result in rejection, suspension or termination of services.

3. KYC & Verification

Members are required to provide valid KYC documents and information for identity verification and regulatory compliance. The Society may verify the information through authorized sources.

4. Financial Services

Deposits, withdrawals, loans, repayments, share capital and other financial services are subject to the Society's applicable rules, policies, terms and regulatory requirements.

5. User Responsibility

Members are responsible for keeping their login credentials, passwords and OTPs confidential. The Society will not be responsible for losses resulting from voluntarily sharing such information.

6. Website & Service Availability

We make reasonable efforts to keep our website and services available and accurate. However, temporary interruption may occur due to maintenance, technical issues, network problems or circumstances beyond our control.

7. Third-Party Services

Certain services may involve third-party payment gateways, banks, verification services or other service providers. Their respective terms and policies may also apply.

8. Privacy

The collection and use of personal information is governed by our Privacy Policy.

9. Changes to Terms

The Society may modify these Terms & Conditions from time to time. Updated terms will be published on the website and will become effective from the date of publication.

10. Contact Us

For any questions regarding these Terms & Conditions :

Website - https://calunivcooperative.com/

Email - calunicooperative@gmail.com

Phone - +91 33 2241-4642